Pre-purchase packet

2021 Honda Odyssey
EX-L FWD

VIN 
5FNRL6H73MB024335
Mileage 
36,678
Color 
Platinum White Pearl
Owners 
1
Accidents 
0
Title 
Clean

A clean-title, one-owner Odyssey in Platinum White Pearl at Pine Belt Honda in Hattiesburg, MS. CarGurus rates the listing a Fair Deal at $444 below market. After negotiation the deal is $499.13/mo for 60 months with $7,500 down — the math, the Alabama tax & registration steps, and the contract terms you actually need to know are on the pages below.

All-in price

$33,706.43

before $7,500 down

Monthly

$499.13

60 months @ 5.29% APR

Amount financed

$26,206.43

after down payment

Total finance charge

$3,741.37

interest, paid less if prepaid

Executive summary

The negotiated sale price is $31,416. The dealer is adding a $425 document fee, a $950 SafeGap waiver, and collecting $915.43 in Mississippi sales tax (2.875%). With $7,500 down, the amount financed comes to $26,206.43 at 5.29% APR over 60 months — $499.13/month and $3,741.37 in interest if held to term.

Because the car will be titled and registered in Alabama, you owe Alabama use tax, not Mississippi sales tax. Alabama gives credit for the Mississippi state tax already paid — but if Madison County's combined rate exceeds 2.875%, you'll owe the difference at the tag office. Registration must be done within 20 days of purchase.

There is no prepayment penalty. Interest accrues daily, so paying extra principal or refinancing through your bank meaningfully reduces the $3,741 finance charge. The $950 GAP waiver can be canceled within 30 days for a full refund — check whether your auto insurer offers GAP coverage at lower cost first.

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